Home | Blog | Weight loss | How to Get Weight Loss Meds
You can get weight loss meds both over-the-counter and on prescription. Before you go down the weight loss medication route, you may want to think about whether weight loss meds are right for you. Looking at the various prescription and OTC options - which will help you to achieve your weight loss goal in the safest and most effective way?

Last updated on Sep 24, 2025.
The best way to find out the answer to this question is to speak to a medical professional. Whether that be your family doctor, a registered online doctor, or a pharmacist. Both prescription weight loss medication and the over-the-counter weight loss medication have certain criteria that are used to assess someone’s suitability for the treatment. You’ll likely be asked a number of questions and have your BMI calculated.
If you come across weight loss pills that are available without a pharmacist’s or doctor’s supervision then they might not work as expected and in some cases may not even be safe. Speaking to an expert, like a doctor or pharmacist, is the best way to get the best advice. Clinicians can offer a number of different weight loss medication options through an online consultation, where they’ll help you choose the best one for you.
There are quite a few different weight loss treatments available on prescription. As well as prescribed weight loss pills, there is also injectable weight loss medication. The treatment options are:
If you’re looking to get prescription weight loss medication you’ll need to follow a few basic steps:
You don’t need to be a certain weight in order to qualify for weight loss medication. Instead, your BMI is used to calculate suitability. This can change from pill to pill, but most medications are licensed for people who have a BMI of 30 or above, but if you have a BMI of 28 or 29 and suffer from other health conditions such as high blood pressure or diabetes, you may still be considered for weight loss treatment.
You need to be a certain BMI to be prescribed weight loss medication because it isn’t suitable for people with a healthy weight and, like with every medication, there are side effects and risks associated with its usage. It isn’t sensible to take these risks (even though they’re small) if you don’t really need the treatment. For example, weight loss pills that hinder the absorption of certain substances in your diet can leave you lacking some essential nutrients.
Coverage for weight loss medication isn’t guaranteed, and heavily depends on the type of insurance plan you have, your specific health conditions, and the medication you’re after.
If you’re on an employer-sponsored or other commercial health insurance plan, the likelihood of getting coverage for weight loss meds is inconsistent. While some larger employers are starting to include weight loss meds in their health benefits packages, it’s far from a universal offering.
Coverage often hinges on a diagnosis of obesity (BMI of 30 or higher), or 27 and above with at least one weight-related condition like type 2 diabetes, high blood pressure, or high cholesterol. Insurers often require prior authorization, a process where your doctor needs to justify the medical necessity of the prescription. This might involve demonstrating that other methods of weight loss, like diet and exercise, haven’t worked for you.
When a benefit is offered, commonly covered medications include newer GLP-1 agonists like Wegovy (semaglutide) and Zepbound (tirzepatide), as well as older medications. But even with coverage, you might still face significant out-of-pocket costs in the form of deductibles, copayments, and coinsurance.
Traditional Medicare (Part A and Part B) doesn’t cover prescription drugs for weight loss. Medicare Part D, however (the prescription drug benefit), might cover medications used to treat other health conditions that also result in weight loss. So if you’re prescribed a medication like Ozempic, for example, to help manage your type 2 diabetes, this would be covered under Part D.
Some Medicare Advantage (Part C) plans, which are offered by private insurance companies, might offer additional benefits that could include coverage for certain weight loss programs or medications. If you’re eligible for Medicare, it’s good to check the specific details of your individual plan.
Medicaid, on the other hand, has a state-by-state approach to covering weight loss medications. A number of state Medicaid programs have started to cover these drugs, recognizing obesity as a chronic disease. Coverage isn’t nationwide, though, and the specific medications covered and eligibility criteria can vary between states. If you’re on Medicaid, consult your state’s Medicaid agency or managed care organization to see if weight loss medications are a covered benefit and what requirements you’ll need to meet to get them.
Yes, there is one FDA-approved weight loss medication available over-the-counter in the US, called Alli. Alli contains a 60mg dose of the active ingredient, orlistat, which is a lower strength than the 120mg prescription version (Xenical). You can buy Alli at most pharmacies and drugstores without a prescription, though it’s usually kept behind the pharmacy counter. You’ll need to speak to a pharmacist to make sure it’s right for you first though, since it’s only intended for overweight adults and should be used alongside a reduced-calorie, low-fat diet.
Obesity management: Update on orlistat. Vascular Health and Risk Management, 3(6), pp.817–821.
Naltrexone–bupropion (Mysimba) in management of obesity: A systematic review and meta‐analysis of unpublished clinical study reports. British Journal of Clinical Pharmacology, 86(4), pp.646–667.
NICE recommends new treatment option for adults with obesity and non-diabetic hyperglycaemia who have a high risk of cardiovascular disease. 2020.
Prescription medications to treat overweight and obesity | NIDDK. National Institute of Diabetes and Digestive and Kidney Diseases.
Coverage Of Weight Loss Drugs By Medicaid Plans Continues To Lag. Forbes. 7 Aug.
Last updated on Sep 24, 2025.
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Last updated on Sep 24, 2025.
Our experts continually monitor new findings in health and medicine, and we update our articles when new info becomes available.
Why this page was updated on Sep 24, 2025
Current version (Sep 24, 2025)
Edited by: The Treated Content Team. Medically reviewed by: Dr Alexandra Cristina Cowell, Writer & Clinical Content ReviewerSep 29, 2022
Published by: The Treated Content Team. Medically reviewed by: Dr Daniel Atkinson, Clinical ReviewerHow we source info.
When we present you with stats, data, opinion or a consensus, we’ll tell you where this came from. And we’ll only present data as clinically reliable if it’s come from a reputable source, such as a state or government-funded health body, a peer-reviewed medical journal, or a recognised analytics or data body. Read more in our editorial policy.